Privacy Policy

Rev. Jan 2011

First National Bank Privacy Policy, facts about how the First National Bank handles your sensitive information"
FACTS WHAT DOES THE FIRST NATIONAL BANK IN FALFURRIAS
DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Transaction history
  • Account balances
  • Credit history
  • Payment history
  • Checking account information
  • Social Security Number
When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons FNB Falfurrias chooses to share; and whether you can limit this sharing.
First National Bank Privacy Policy Section 2:Why First National Bank Shares your personal information
Reasons we can share your personal information Does FNB Falfurrias Share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates’ everyday business purposes—
information about your transactions and experiences

No

We don't share

For nonaffiliates to market to you No We don't share
First National Bank's Privacy Policy Part 4: Definitions
What we do  
How does FNB Falfurrias protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

First National Bank uses cookies in Online Banking and the Bill Pay Service. All private data stored in cookies are encrypted for internal use only.
How does FNB Falfurrias collect my personal information? We collect your personal information, for example, when you
  • Open an account
  • Apply for a loan
  • use your debit card
  • make a wire transfer
  • Show your driver's license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Questions?


Call 361-325-2565


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